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If you're going to utilize a small-cap index like the Russell 2000, you may want to stop and think about why a great index fund company, like Lead, does not have any type of funds that follow it. The reason is since it's a lousy index.
I haven't also addressed the straw guy below yet, which is the fact that it is fairly uncommon that you in fact have to pay either taxes or significant commissions to rebalance anyhow. I never ever have. Many smart investors rebalance as much as feasible in their tax-protected accounts. If that isn't rather enough, very early collectors can rebalance totally utilizing new contributions.
And of program, no one must be purchasing loaded common funds, ever. It's truly as well negative that IULs don't work.
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